* {
	margin:0;
	padding:0;
	border:0;
}

body {
	background:#FFFFF;
	margin: 10em 10em 10em 10em;
	font-family:Verdana, Tahoma, Arial, sans-serif;
	font-size:11px;
	color:#232323;
}

div.text div {
	padding-bottom: 1em;
}

div.img {
	padding-left: 3em;
}

div.subtitle {
	padding-top: 0.5em;
}

a:link, a:visited, a:active, a:focus {
	text-decoration:underline;
	color:#FF0000;
}
a:hover { 
	text-decoration:none;
}

.left {
	float:left;
}

.right {
	float:right;
}

.clear {
	clear:both;
	height:1px;
	font-size:1px;
	line-height:1px;
}